Frank Fantozzi

Frank Fantozzi founded Planned Financial Services, LLC in 1994. The firm later began doing business as Return on Life Wealth Partners, an independent Registered Investment Adviser headquartered in Brecksville, Ohio. Its wealth and investment management business serves individuals, families, business owners, and institutions, while 401(k) Prosperity is the firm’s corporate retirement-plan division.

Fantozzi began his career in 1987 at Arthur Andersen, became a CPA in 1988, and worked in the firm’s tax and wealth management division. He earned a Master of Science in Taxation from the University of Illinois and holds professional credentials including CPA, MST, PFS, CDFA, AIF, and CEPA. His LinkedIn profile lists Case Western Reserve University education from 1981 to 1986, and his firm biography states that he earned the CEPA designation in 2022 because of his focus on business-owner exit planning.

His current role is closer to wealth manager and fiduciary adviser than traditional venture investor. Public sources did not verify the stub’s “angel investor” or “seed round” classification. Available regulatory and firm materials describe Return on Life Wealth Partners as an SEC-registered RIA providing financial planning, investment advisory, pension consulting, family-office, and institutional investment services.

Fantozzi is active in Cleveland civic and business circles. He has served with LifeAct of Northeast Ohio, Marymount Hospital, Entrepreneurs’ Organization, Business Volunteers Unlimited, and regional chambers of commerce. He has hosted the firm’s Annual Cleveland Economic Summit for more than 15 years and participates in Smart Business Dealmakers and family-business programming.

• Publicly verified investment activity centers on fiduciary wealth management rather than disclosed angel or seed investing.
• Return on Life’s stated philosophy is life-first planning: “Often, financial advisors will look at clients’ assets first. We look at their lives first.”
• The firm’s client focus is high-net-worth families and business owners, especially where wealth planning intersects with business succession, exit planning, executive compensation, estate planning, charitable giving, retirement, and employee benefits.
• For foundations and endowments, the firm describes a multi-asset approach that can include domestic and international equities, fixed income, REITs, alternative investments, private equity opportunities, and specialized fixed-income strategies.
• Fantozzi’s own operating mandate, stated on the firm team page, is: “Do what is right — make a difference in our clients' lives each day — by helping clients achieve what they require.”
• No public source verified a seed-stage check size, angel-investment check range, or recurring direct startup investment program.