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Joel Javer
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Joel Javer

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At a glance

Full Name
Joel B. Javer, CLU, CFP®
Title
Co-Founder & Partner (retired October 2025)
Firm
Sharkey, Howes & Javer, Inc. / SHJ Wealth Advisors
Firm Type
Independent registered investment advisory (RIA) / wealth management firm — *note: an aggregator (Foundersuite) lists him under "Angel Investors," but no primary source corroborates startup/angel activity; see Background*
Investment Stage
No verified startup/seed investing activity found (aggregator label unverified)
Sector Focus
Personal financial planning, investment management, insurance/estate planning
Geographic Focus
Denver / Colorado, United States
Location
Denver, Colorado, USA

Background

Joel B. Javer is a co-founder and long-time partner of Sharkey, Howes & Javer, Inc. (SH&J), a Denver-based independent financial-planning and investment-management firm. The firm was established in Denver in 1990 when Eileen M. Sharkey, CFP® formed a partnership with Lawrence E. Howes, MBA, CFP® and Joel B. Javer, CLU, CFP®; Javer joined the firm in December 1990. Over a career spanning nearly 50 years, he has focused on making complex financial information and investment strategies understandable to clients, and has led the firm's investment strategy through numerous market cycles while mentoring younger advisors. He retired in October 2025 and is now described as a founding member of the successor brand, SHJ Wealth Advisors.

Javer earned a B.S. in Industrial Engineering from the University of Oklahoma (1972) before moving into financial services. He obtained the Chartered Life Underwriter (CLU) designation in 1983 and the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation in 1985. He is registered with the SEC (CRD/individual summary via adviserinfo.sec.gov) as part of Sharkey, Howes & Javer, Inc.

The firm is a Schwab Advisor Services-custodied practice and was recognized in Forbes' 2025 "Best-In-State Wealth Management Teams" list (awarded January 2025), with reported team assets of roughly $893 million. Javer himself was named a Five Star Wealth Manager among Denver-area wealth managers in 2014. Outside of work he is active in charitable causes, supporting Safe House Denver, Food Bank of the Rockies and Marlee's Smile, and is known personally as a lifelong Star Trek enthusiast.

Important caveat: The stub data labeling Joel Javer as an "Angel Investor" investing in "Seed Rounds" appears to originate from a third-party investor-database aggregator. All verifiable primary and secondary sources describe him as a Denver wealth-management/RIA principal, not a startup angel or venture investor. No angel deals, portfolio companies, or seed-stage checks could be confirmed. The sections below reflect that reality rather than the unverified aggregator label.

Investment Thesis & Focus

  • Practices wealth management and personal financial planning, not startup venture/angel investing, based on all verifiable sources.
  • Firm serves individuals and households — typical client net worth in the ~$500K–$5M range, typical account sizes ~$150K–$3M, with a stated new-business minimum around $250K (per the firm's Schwab/Forbes practice profile).
  • Emphasis on long-term, cycle-tested investment strategy and integrating charitable giving and estate/insurance planning into clients' financial plans.
  • No publicly stated startup investment thesis, check size, or target company profile could be found; treat any "seed round / angel" positioning as unconfirmed.

Notable Investments

  • No verifiable startup or portfolio-company investments were found. Joel Javer's professional record is as a financial advisor managing client portfolios at Sharkey, Howes & Javer, not as a documented angel/venture investor. (Any entries in aggregator databases could not be corroborated by primary sources.)

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