Matthew Goette

Matthew P. Goette is the founder, President, and Chief Investment Officer of Black Diamond Financial, LLC, a fee-only registered investment adviser he established in 2007 and now headquartered in the Lutherville-Timonium/Towson area of Maryland (Baltimore metro). The firm reports roughly $1.0 billion in assets under management across a few hundred accounts and is registered to advise clients in California, Florida, Louisiana, Maryland, Oregon, Texas, and Utah. Goette's stated focus at the firm is advising high-net-worth families using low-cost, tax-efficient investment strategies, alongside advising investment committees for foundations, endowments, and pension plans, and building low-cost, diversified corporate 401(k) plans.

Before founding Black Diamond, Goette was a senior investment professional in the Venture Capital Group of Harbert Management Corporation, where he invested a roughly $52 million fund into early-stage technology and healthcare companies — the experience most directly relevant to his angel/seed-stage investing. Prior to Harbert, he spent five years in the Investment Banking Group of Jefferies & Company, Inc., where he worked on mergers and acquisitions, restructurings, and equity and debt transactions. Earlier in his career he worked in the Investment Banking Group at BB&T Corporation.

Goette earned a Bachelor of Business Administration with a double major in finance and economics from The College of William & Mary, graduating with High Honors, where he was also a Division I track & field and cross-country athlete. He holds the Chartered Financial Analyst (CFA), CERTIFIED FINANCIAL PLANNER™ (CFP®), and Accredited Investment Fiduciary (AIF®) designations, and is a member of the CFA Society of Baltimore.

• Stage: Early-stage / seed, consistent with his angel-investor classification and his prior institutional early-stage venture work at Harbert.
• Sectors: Technology and healthcare — the two areas he targeted while deploying a ~$52M early-stage venture fund at Harbert Management Corporation.
• Core professional philosophy (his own framing): "Low-cost, tax-efficient investment strategies" and a "holistic focus on preserving and enhancing wealth" — language that signals a disciplined, cost- and risk-conscious approach to capital allocation.
• Diligence lens: As a CFA charterholder and accredited investment fiduciary with M&A/restructuring banking experience, he is likely to scrutinize unit economics, capital structure, and downside risk rather than chase momentum.
• Note: No specific public angel-investing thesis statement (target check size, ownership targets, or sector sub-focus) is published; the above is grounded in his disclosed career focus and prior venture mandate.