Michael Maloon

Michael F. Maloon is a Principal and Financial Advisor at California Financial Advisors, a San Ramon, California–based registered investment advisory firm (legally organized as Maloon, Powers, Pitre & Higgins, LLC). He has more than 35 years of experience in financial planning and wealth management. His name is part of the firm's legal identity, indicating a founding/senior-partner role in the practice.

He earned a Bachelor of Science in Business Administration with an emphasis in Finance from California State University, Hayward (now Cal State East Bay) in 1986, followed by an M.B.A. in Financial Planning from Golden Gate University in San Francisco in 1987. He received his Certified Financial Planner (CFP®) designation from the College for Financial Planning in 1989, and also holds the Chartered Financial Consultant (ChFC®) and Chartered Life Underwriter (CLU®) designations from The American College in Bryn Mawr, Pennsylvania.

Maloon has spoken at seminars and published articles on a range of financial planning topics, and is noted by the firm as a contributor to The Wall Street Journal. California Financial Advisors specializes in comprehensive financial planning, global asset allocation, wealth management, and legacy planning. The firm was recognized on CNBC's Top 100 Financial Advisors list in 2019, and third-party data lists it as managing on the order of roughly $1.4–1.5 billion in client assets across several thousand accounts.

• Discipline: Wealth management for individuals and families — not venture or angel investing. The firm's stated focus is comprehensive financial planning, global asset allocation, wealth management, and legacy/estate planning.
• Client-portfolio approach: Investing is done on behalf of advisory clients through diversified, globally allocated portfolios rather than direct equity stakes in startups.
• Fiduciary/RIA model: As a registered investment advisor, the practice emphasizes long-term financial planning relationships over transactional or early-stage deal-making.