Stephen Palm

Stephen Palm is a Tri-Cities native who has helped individuals and businesses make financial decisions since 1998. He holds a Business Finance degree from The Master's College and is a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional. He began his career as a small-business and agricultural loan officer before moving into financial advisory work, and he now serves as a financial advisor at HFG Trust, where he is a key member of the firm's 401(k) Services team, focusing on 401(k) services, portfolio management and retirement planning.

He describes his approach to clients as "personal and intentional," saying he takes time to understand each client's unique circumstances before building a customized strategy. HFG Trust — based in Kennewick, Washington — is a fiduciary-first firm that provides commission-free wealth management, financial planning and trust services to the Tri-Cities and to clients across the country.

Important accuracy note: The stub data provided classified Stephen Palm as an "Angel Investor" writing "Seed Round" checks. Public sources do not support that characterization. The Stephen Palm at [hidden] is a fiduciary financial advisor / wealth manager at HFG Trust, not a technology angel investor or venture capitalist. No public record was found of him making seed-stage startup investments, and the "Angel Investors / Seed Round" labels appear to be a mis-tag in a lead database rather than a verifiable fact. The sections below reflect the verified reality rather than the stub's premise. (The unrelated "Palm Ventures" investor entities surfaced in searches are different organizations and are not this person.)

• His work is wealth management and financial planning, not venture investing. He and HFG Trust manage client assets, retirement accounts and 401(k) plans on a fiduciary, no-commission basis.
• Stated approach (in his own words): a "personal and intentional" process — understanding each client's unique circumstances before developing a customized financial strategy.
• Areas of practice: 401(k) services, portfolio management and retirement planning.
• HFG Trust positions itself as "fiduciary-first," offering independent guidance "with no commissions or conflicts" and a full team of experts "under one roof."
• No publicly stated thesis for startup/seed investing was found, because that is not his line of business.