Timothy S Sant

Timothy "Tim" S. Sant is a Partner and Senior Investment Consultant at Mercer, working out of St. Louis. He is a CFA charterholder and holds an MBA in Finance from Washington University in St. Louis (completed around 1989). His career has been spent almost entirely on the institutional "buy-side advisory" — helping large asset owners set investment strategy — rather than on picking individual companies.

Before Mercer, Mr. Sant was a consultant at Summit Strategies Group, the St. Louis institutional-investment-consulting firm founded in 1995 that advised on roughly $160 billion of client assets across defined-benefit pensions, healthcare systems, foundations, defined-contribution plans and outsourced-CIO (OCIO) mandates. Mercer agreed to acquire Summit Strategies Group on August 14, 2018, and completed the deal on November 15, 2018 (Summit's public defined-benefit consulting unit was carved out to AndCo Consulting). Through that acquisition, Mr. Sant and much of Summit's team moved to Mercer, which is how his profile now reads "Mercer (formerly Pavilion/Summit, a Mercer practice)."

Earlier in his career, Mr. Sant held roles connected to the St. Louis institutional-finance ecosystem, with prior experience associated with Hammond Associates (a St. Louis endowment-and-foundation consultant later acquired by Mercer), Boatmen's Trust Company, and Anheuser-Busch. This background — trust/asset management, a major corporate treasury, and endowment consulting — is consistent with a career focused on institutional asset allocation, manager due diligence, and non-profit/pension portfolios. He carries the "Senior Investment Consultant / Partner" designation, which at Mercer denotes a lead client-facing adviser responsible for full portfolio relationships.

• Advises institutions, not startups. His "investing" is fiduciary consulting: recommending strategic asset allocation, portfolio construction, and third-party investment managers for institutional clients (endowments, foundations, pensions, healthcare systems, DC plans).
• Multi-asset, including alternatives. Public profiles list his areas as investments, asset allocation, alternative investments, investment management, and pensions — i.e., building diversified portfolios that span equities, fixed income, and private/alternative strategies.
• Non-profit / endowment-and-foundation orientation. Both Summit Strategies and the Mercer/Pavilion practice he joined are strongly focused on the not-for-profit institutional segment (endowments, foundations, healthcare), which is his center of gravity.
• What makes him "say yes": as a consultant, decisions are about approving managers and allocations that fit a client's mission, risk tolerance, spending needs, and governance — a rigorous, due-diligence-driven process rather than a startup investment thesis.